Put Your Dental and Vision Coverage in Motion This Open Enrollment

There’s More Than One Way to Go

FEDVIP isn’t your only option for dental and vision coverage. GEBA offers dental and vision plans built for federal employees and their families.

• Access to the nation’s largest Delta Dental network
• Two plan options for individuals and families
• Up to $4,000 in annual benefits with the Dental Standard Plan, up to 2X more than many FEDVIP plans
• Three cleanings per year with the Enhanced Plan
• Best coverage for root canals and gum treatment
• Up to 50% coverage for in-office teeth whitening

• Nationwide network of 100,000 providers
• Annual comprehensive eye exam
• Up to $275 toward eyeglass frames
• Standard lenses covered 100%
• Up to $200 toward contact lenses
• Discounts on LASIK and laser vision correction

Extend GEBA Membership to Your Family

As long as you maintain a GEBA plan, eligible adult family members can receive a free Sponsored Family Membership, with access to member rates and personalized service on most GEBA insurance products and financial planning services.

Eligible family members include:

• Parents and grandparents
• Children and grandchildren
• Brothers and sisters
• In-law and step relationships

What to Consider When Choosing Dental and Vision Coverage

Open Enrollment is a good time to take a closer look at your dental and vision coverage and consider what matters most to you and your family. As you compare plans, keep these five things in mind.

1. Cost and Overall Value

Don’t look at the monthly premium alone. Consider:

• Monthly premiums
• Deductibles and copays
• Out-of-pocket costs
• What the plan covers at each level

Pro Tip: A lower premium doesn’t always mean lower overall costs.

2. Coverage That Fits Your Needs

Look at what you’re likely to use throughout the year:

• Preventive and routine care
• Major dental services
• Exams, glasses and contact lenses
• Coverage limits and allowances
• Different levels of coverage

Pro Tip: Think about your needs today and what you may need in the year ahead.

3. Provider Network Access

A plan’s network can affect both your choice of providers and your costs. Check:

• Whether your current dentist or eye doctor is in-network
• How easy it is to find an in-network provider
• The size and geographic reach of the network
• Whether you’ll have access to providers where you live, work or travel

Pro Tip: The larger the network, the easier it’ll be for you to get care.

4. Family Coverage

If you’re covering family members, review:

• Who is eligible for coverage
• How long children can remain covered
• Whether adult children can remain on the plan through age 26
• Any student or marital-status requirements

Pro Tip: Be sure to check if rates are different for family members.

5. Coverage After Federal Service

If retirement or a career change is on your horizon, understand what happens to your coverage when you leave federal service:

• Can you continue your coverage?
• What are the eligibility requirements?
• Will your rates or benefits change?
• What steps are required to maintain coverage?

Pro Tip: Find a plan that you can take with you if you leave the Federal Government.

Make the Choice That Fits You

There’s no one-size-fits-all answer when it comes to dental and vision coverage. Take time during Open Enrollment to compare your options, consider your expected needs and choose the coverage that makes the most sense for you and your family.

Calculate your cost at GEBA.com/open-season.